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Renters Insurance Policy South Carolina

Safeguarding Your Investment

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At Harbor One Insurance, we believe in making sure you are covered under the safety net of our plans without breaking the bank. Our Renter’s Insurance in South Carolina is designed to protect your personal property in a rented house, apartment, or condo from unforeseen events like fire, theft, or sewage backup damage by renters insurance, which also covers lost or damaged goods in your house in our beautiful Palmetto State.

Our Renter’s insurance policy is designed to be easy on your wallet while providing essential protection. Whether it's your favorite furniture, cherished electronics, or sentimental items you hold dear, our policy safeguards your belongings.

Our Policy Covers

Personal Property Protection

From your trusty laptop to your cozy couch, our Renters insurance policy has your back when it comes to protecting your personal belongings. At Harbor One Insurance, our policy will assist with the expense of replacing or repairing your possessions, regardless of whether they are destroyed by fire, theft, vandalism, or other specific covered risks.

Liability Coverage

Accidents happen, but with liability coverage, you're not left holding the bag. If someone is injured while visiting your rental property or if you accidentally damage someone else's property, Our Renters insurance in South Carolina will help with your legal expenses, medical expenses, and additional costs related to a liability claim.

Additional Living Expenses

Picture this: your apartment becomes uninhabitable due to a fire or other covered loss. Where do you go? With our Renter’s insurance policy, you're covered for additional living expenses like hotel stays, meals, and transportation while your home is being repaired or rebuilt.

Loss of Use Coverage

Loss of use coverage is like a financial safety net in your insurance policy. If something bad happens to your home and you can't live there, it helps cover extra costs you wouldn't normally have, such as staying in a hotel or eating out more often. Our Renters Insurance in South Carolina helps pay for any additional costs you may have until you are able to move back in, such as short-term housing.

Medical Payment To Third Parties

At Harbor One Insurance, we understand that accidents are spontaneous and can affect anyone with no prior notice. Let's say a guest slips and falls in your apartment, resulting in a trip to the ER. Our Renter’s insurance policy can help cover their medical bills, regardless of who was at fault, up to the policy's limits.

Personal Liability Away From Home

Did you accidentally damage someone else's property while on vacation? Fear not; our Renter’s insurance in South Carolina has your back even when you're away from home. Our policy can provide personal liability coverage for incidents that occur outside of your rental property, giving you peace of mind wherever you go.

Contact Us

Do you want to know more about our Renter’s insurance policy? Reach out to us at Harbor One Insurance and we will review your needs to provide you the perfect coverage you deserve.

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