Enjoy coverage for your snowmobile, golf cart, ATV, UTV or other off-road vehicles.
Off-Road Insurance
Types of off-road vehicles insured
Types of off road vehicles we Insure
Harbor One offers off-road vehicle insurance for multiple sports and leisure types.
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All-terrain vehicles and utility task vehicles
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Dune Buggies
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Golf Carts
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Mini Bikes
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Snowmobiles
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Trail Bikes
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Side by Sides
What off-road vehicle insurance covers
Riding safely means staying aware of your surroundings, anticipating weather changes, and watching out for others. Since homeowners insurance doesn’t cover vehicles, off-road insurance is essential to protect you in case of an accident—even on your own property.
Similar to auto insurance, off-road coverage includes options like bodily injury, property damage, comprehensive, collision, uninsured motorist, and medical payments. Coverage options vary—what protection is available for you?
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Bodily injury to someone else or property damage that you accidentally caused while driving your snowmobile, golf cart, ATV, or other off-road vehicles
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Bodily injury to yourself because of an accident with an uninsured rider
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Damage to your snowmobile, golf cart, ATV, or other off-road vehicles caused by an accident
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Theft, fire, vandalism, and other losses even while your snowmobile is in storage