Manufactured and mobile home insurance
Whether your manufactured home is your full-time residence or a seasonal getaway, Harbor One Insurance offers coverage to help protect against property damage, injuries, and liability claims. Reach out to us today for a personalized mobile home insurance quote.
What sets Harbor One Manufactured Home Insurance apart?
At your service
You get a dedicated agent with every policy. If you need a hand, your dedicated agent agent is ready to help.
Fast, Local Claims Support
We're based right here in South Carolina. Quick, responsive service when you need it most.
Multi-Property Discounts
Insure multiple rentals under one plan and save more with our bundled property insurance solutions.
What is a manufactured home?
Manufactured homes are built under a federal building code enacted in 1976 and administered by the U.S. Department of Housing and Urban Development (HUD). They are assembled in a factory and then transported to the site where the home will be lived in.
What kind of rental property insurance do you need?
Harbor One’s Manufactured Home policy helps protect your home against accidental, direct physical damage and provides named peril coverage for your personal belongings. Curious about what’s included? Here are some of the key coverages we offer:
Property Coverages
Helps cover damage to your home and attached structures. This can include sheds, garages, greenhouses and even docks.
Coverage A (Dwelling)
Coverage B (Personal property)
Helps cover your personal possessions that aren’t permanently attached to your home or your property if they are damaged or stolen.
Coverage C (Loss of use)
Helps cover increased living expenses if your home becomes uninhabitable because of a covered loss.
Liability Coverages
Coverage L (Personal Liability)
Helps provide protection against your legal liability for bodily injury or property damage to third parties if covered under the policy.
Coverage M (Medical payments to others)
Helps cover injuries on your property. Also known as guest-medical payments, it helps provide limited coverage for accidental injuries and related medical treatment if covered under the policy.
Additional coverages
May provide payment for damage to the property of others caused by the insured or for first-aid expenses to others incurred by the insured.
How to save more on your mobile home insurance
At your service
You get a dedicated agent with every policy. If you need a hand, your dedicated agent agent is ready to help.
Fast, Local Claims Support
We're based right here in South Carolina. Quick, responsive service when you need it most.
Multi-Property Discounts
Insure multiple rentals under one plan and save more with our bundled property insurance solutions.