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Home Insurance

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As an independent Homeowners Insurance Company, we are here to help you find the right Home Insurance coverage in South Carolina.


Home Insurance in South Carolina

Your home is one of your biggest assets, so it's important to do everything you can to protect it. We at Harbor One Insurance can help you prepare for unforeseen events with the perfect home and family insurance coverage.

Get the Insurance Your Home Needs

Your home is the center of your life and your biggest investment. Therefore, it's important for owners to have the right home insurance policy that covers the unique risks associated with homeownership in South Carolina, both big and small.

What are the Risks Your Home Faces?

Imagine if your house caught on fire. Not only would you lose your home, but you'd also be burdened financially and emotionally. Without adequate homeowners insurance in South Carolina, you wouldn't have a way to raise the funds to pay off the balance of the mortgage. Of course, home insurance may also protect you from more common occurrences like pipe leaks and property damage. Because even small issues can add up, and having comprehensive coverage helps you protect your biggest investment.

Protecting your home starts with the right Home Insurance in South Carolina

Finding the right coverage for your unique needs can seem overwhelming. At Harbor One Insurance we make things simpler by creating an insurance policy that provides the proper coverage for your house at the best price.

Every home is different, your coverage should be too.

Home insurance policies in South Carolina offer a variety of coverage options tailored to your home and lifestyle. When considering your home insurance choices, make sure to review the following coverages:

  • Fire

  • Personal Property / Contents

  • Property Damage

  • Additional Living Expenses/ Loss of Use

  • Jewelry, Fine Arts & Collectibles

  • Medical Expenses

  • Personal Liability 

  • Miscellaneous Coverage

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  • Personal Injury

  • Umbrella

  • Excess Liability Coverage

  • Flood Coverage

  • Secondary Home

  • Collectible Cars

  • Wine Collection

  • Water Back-Up

  • Off Premises Theft

Do you have the Right Home Insurance in South Carolina?

Is your current home insurance covering all your needs? It's very likely that it isn't.  As your insurance advisor, we'll work with you to determine the risks your home faces and customize your coverage to meet your specific needs. Because whether you live in a one-story house or a mansion, it's the place you call home. And your home deserves to be covered with insurance that's more than the bare minimum.


Are you looking for a secondary home insurance policy in South Carolina? Our company provides homeowners with the coverage they need! You can get help from Harbor One Insurance in locating the appropriate coverage for your manufactured home or mobile home insurance in South Carolina at a reasonable cost. Get in touch with us today to explore your options.

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