
Business insurance to help meet your unique needs
Risking what you’ve built is not an option. Help keep your business safe with the right coverages. Connect with us, we are small business owner's too.

We're in the business of helping your small business
Agent know-how
We are small business owners too. We understand what it takes to run a business and are ready to help you set up for success.
Customizable insurance
Harbor One offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.
Personalized service
We are ready to help your business grow and thrive with good neighbor service you can count on no matter what.
Cover your assets?
When it comes to protecting your business, we offer you a full range of options. We can help you choose the coverages that are right for you.

Commercial auto insurance
Covers the cars, trucks, vans, and other vehicles you use on or traveling between jobsites.
Commercial liability umbrella policies
Provides extra financial protection against costly lawsuits that may exceed your policy limits.

Business owners policies
Also known as BOP insurance, combines both property and liability coverage into one package.

Surety & fidelity bonds
Guarantees your work for licensing requirements and can also give potential customers added peace of mind.

Workers' compensation
Protects your employees against work-related injuries or illness. Requirements for workers’ compensation vary by state.

Builders risk insurance
Helps protect commercial buildings under construction.

What type of business's do we insure?
We insure over 300 types of business's, see some of the most common types below.
Contractors and trades
Carpet and upholstery cleaner
Electrician
Flooring contractor
HVAC contractor
Painter
Plumber - commercial and residential
Specialized professions