Homeowners Insurance
From roof to floor, from repairs to full replacements, from furniture to cherished keepsakes — Harbor One is here to help protect what makes your house a home. Discover why more and more homeowners trust us for reliable home insurance coverage.
What do i need to get a homeowners insurance quote?
We can start the quote process with things you already know. It may take less than 10 minutes.
What to Expect?
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Provide property address of the home to be insured, date of birth and coverage start date
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We’ll search public records so you might not need to fill in the details of your home
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You confirm it’s your information
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From there, more specific home and personal information will better help determine your coverage options, deductible and policy cost
Home Information
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Number of people living in your house full-time
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Is the house your primary home?
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If the house is seasonal/secondary, the number of weeks occupied
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Year built
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Total finished square feet
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Number of stories
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Other structures
Safety features you have and other factors
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Burglar alarms
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Fire alarms
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Sprinkler systems
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What’s the distance to the nearest fire service?
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How accessible is your home to fire service?
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Is your home outside the city limits of the city closest to you?
Your insurance history
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Any claims for insured losses you’ve made in the past 5 years
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Name of your most recent property insurance carrier
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Dates of when you last had coverage
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(Current Declaration Page if you have one)