Personal Insurance

Your home is one of your biggest assets. That's why it's important to do everything you can to protect it. We'll help you plan for the unexpected with insurance coverage that's just right for your home and your family.

Your vehicle can be a fairly costly investment - one that is exposed to many potential losses that are out of your control. We'll make sure you have the protection you need at a price you can afford

When you rent or lease, your landlord's insurance usually only protects that building itself - not your personal belongings. We'll design coverage to protect your personal property and your lifestyle while renting. 

The master condo policy typically protects only the shell of your unit, leaving your personal property and the unit interior at risk. We'll make sure you understand your bylaws and have the protection you need. 

Whether you own a paddle boat or a power boat, you want to enjoy your time on the water without worry. We'll help you leave your worries on dry land and fully enjoy your time on the water. 

Experiencing a major insurance claim or lawsuit could leave to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We'll help protect your financial future. 

People with large assets have unique risks. High net worth insurance is a customized policy type that protects clients from these risks - from home insurance to travel insurance and much more. 

You can't put a dollar amount on your family, but you can ensure their future is protected. We can't predict when the unexpected will happen, but we can help you prepare for it when it does. 

Bundling home and auto insurance is the practice of buying these two insurance policies from the same company. Many companies offer a discount when you buy multiple policies and the paperwork can sometimes be easier this way. 

Medicare is an insurance program administered by the Centers for Medicare and Medicaid Services in the United States.

Original Medicare Parts A and B do not include coverage for prescription drugs. Medicare Part D was established in 2003 as part of the Medicare Prescription Drug Improvement and Modernization Act, or MMA. 

While you're on the road chasing the sunset, you need insurance that works hard to protect your adventurous spirit. We'll help you hit the road with smart, customized coverage - no matter what journeys you find yourself on.

Whether you're planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. We'll work with you to make sure owning an RV is a rewarding experience, and also a safe on

Your prized collector car represents a real commitment of your time and resources. We'll help you protect your investment through specialized insurance coverage designed for classic car enthusiasts like you.

Your pets are a part of your family. With specialty pet insurance, you can avoid paying steep veterinary bills in the case of accidents, illnesses, and other medical needs. 

Whether you are planning on hosting an event at a venue or at your own home, accidents can happen and turn your day upside down. Large or small, any event you host requires a lot of planning and preparation. 

Just because you don't live in a high flood risk area doesn't mean it'll never happen to you. We'll provide the specialized coverage you need to help protect your home from rising waters - even if you're not in a flood zone. 

The South Carolina coast and surround areas are prone to flooding and wind-related events resulting from tropical weather systems and other significant weather events that Mother Nature throws our way. 

Even with your homeowner's insurance, you're still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected. 

Did you know that mobile homes are often at more risk than a typical home or apartment? Mobile home insurance is the best way to protect your home and possessions from these risks. 

Don't be fooled, just because your tenant has rental insurance doesn't mean that you - the owner - are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others. 

Did you know that most home insurance policies don't cover losses that occur while a home is unoccupied for 30 days or more? That means any claims related to property damage or liability could be rejected by the insurance company, 

Excess liability is the best way to take your protection to the next level. It kicks in to pay any remaining costs once your original insurance policy has reached its coverage limit. 

Spending time on your yacht is a luxurious, relaxing pastime. But, the risks associated with yacht ownership can put a damper on your downtime if you're not fully protected. Our insurance advisors will review your risks and help you decide on coverage that keeps your investment afloat. 

Your vacation property is an amazing getaway from the daily grind, but it comes with unique risks. We'll make sure you have the right coverage specially designed for the unique exposures involved. 

No one wants to consider the unthinkable, to talking about child life insurance can be difficult. But, there are advantages to this type of coverage that you might not be aware of. We'll talk you through the basics. 

For those who don't have employer-sponsored health plans, an individual health insurance policy is a necessity. We'll help you sort out the confusion of co-pays, coinsurance, and other considerations and create a policy that fits your life. 

For those who don't have employer-sponsored health plans, an individual health insurance policy is a necessity. We'll help you sort out the confusion of co-pays, coinsurance, and other considerations and create policy that fits your life. 

Taking care of your teeth is part of being healthy. We'll work with you to design coverage that gives you dental care at a reasonable cost. 

Serious illnesses or accidents can come out of nowhere. They can interrupt your life, and your ability to work for months - even years. We'll make sure you have financial support to manage your disability and your household. 

Long-term care insurance may be your best option if you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time. We'll help prepare you for the unexpected. 

Annuities can be a valuable investment, but there are risks to consider. Our experts will help you decipher the different types of annuities so you can decide whether this type of investment is right for you.