
Boat Insurance Quotes to fit any budget
Whether you're casting lines on the lake, running a charter on the open ocean, or cruising the coastline, we’ve got the boat insurance to help keep you protected.

What do i need to get a car insurance quote?
Providing some vehicle and personal details, along with a brief driving history, helps determine your coverage needs, deductible, and policy cost.

Types of Boats Insured
Harbor One offers boat insurance for multiple water-going types.
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Runabout/sport boats
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Cabin cruiser/yachts
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Sailboats
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Bass/fishing boats
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Pontoons
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Jet Ski's
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House Boats
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Wake Boats
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Sport Fishing Boats
What Does Boat Insurance Cover?
Protect your boat from common risks like sinking, fire, storms, theft, and collisions. Our coverage extends to your vessel, including the hull, motor(s), specified equipment, and even the boat trailer if requested. Plus, we help cover property onboard to keep you fully protected on the water.
Types of perils we insure against
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Sinking
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Fire
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Theft
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Storms
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Collision
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Capsizing
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Explosion
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Stranding
Property Coverage Examples
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Boat, motor, trailer
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Equipment permanently attached to the boat
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Anchors
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Electric trolling motors
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Oars
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Theft
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Tools
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Seat Cusions
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Life Preservers
What do i need to get a car insurance quote?
Providing some vehicle and personal details, along with a brief driving history, helps determine your coverage needs, deductible, and policy cost.
Vehicle Information
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Year, make, model, body style or VIN (Vehicle Information Number
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Mileage
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Garaged address
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Name of registered owner
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Prior insurance carrier and expiration date
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Date of purchase
Driver Information and History
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Driver name(s) and date of birth
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Driver's License number(s) and state of issue
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Ticket and accident history
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License suspension information
What types of auto insurance coverage are right for you?
Insurance coverages vary in limits and, in some cases, deductibles, providing different levels of financial protection.
Collision coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Comprehensive coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Liability coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Medical payments coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Rideshare driver coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Emergency road service coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Car rental reimbursement and travel expenses coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.
Uninsured & underinsured motor vehicle coverage
Collision coverage helps cover the cost of repairing or replacing your vehicle if it overturns or hits another vehicle or object.